WARNING: This product is designed to minimize injury from minor impacts to the sternum and chest area. It is not guaranteed to reduce the risk of Commotio Cordis, a rare but sometimes fatal injury arising from sudden impact to the heart.
What is a Flexible Savings Account (FSA)?
A Flexible Spending Account (FSA) is an employer-established benefit account allowing you to set aside pre-tax dollars (up to $2,750 per year, per employer) to cover eligible medical expenses. Flexible Spending Accounts enable customers to save money on certain medical and dental costs covered by their respective plans. Your FSA dollars can be used to cover medical costs, including eligible over-the-counter (OTC) healthcare products, for you and any dependents claimed on your federal tax return.
What is a Health Savings Account (HSA)?
A Health Savings Account (HSA) is a type of savings account that allows you to set aside pre-tax dollars (up to $3,550 per individual or $7,100 per family) to cover eligible medical expenses. An HSA can be used only if you have a High Deductible Health Plan (HDHP). Please check with your plan administrator to see if your plan is eligible for an HSA.
How do I use my HSA/FSA dollars?
After enrolling in an FSA or HSA plan, you can pay for FSA and HSA eligible items through reimbursements from your plan administrator.
What items are FSA and HSA eligible on McDavidUSA.com?
Many items that are commonly FSA and HSA eligible are offered for online purchase on McDavidUSA, available here.For ease of purchase, only items that do not require a prescription from your doctor are included in McDavidUSA's online catalog of FSA and HSA eligible products. Please check with your plan administrator to verify that items designated as FSA and HSA eligible at McDavidUSA are also eligible for reimbursements. For a full list of qualifying healthcare products eligible for FSA and HSA reimbursement, please visit Publication 969 on the IRS website.
How do I pay for FSA and HSA eligible items on McDavidUSA.com?
McDavidUSA.com currently does not accept FSA or HSA cards as a payment method. Please use a credit, debit card to pay for your order with FSA and HSA eligible items, then submit your order receipt to your plan administrator for reimbursement.
How do I get reimbursed for FSA and HSA eligible items that I purchase on McDavidUSA.com?
To receive reimbursement for eligible items, please submit your saved receipt along with an online or paper reimbursement form in accordance to your plan's policies. When submitting
reimbursements, you can typically elect to receive the reimbursed payments in the form of a direct deposit to a selected bank account, or as a paper check.