What is a Flexible Spending Account (FSA)?
A Flexible Spending Account (FSA) is an employer-established benefit account that allows you to set aside pre-tax dollars to help pay for eligible medical expenses. FSA funds may be used for qualifying healthcare products and services, depending on your plan. Please check with your plan administrator to confirm eligible expenses under your specific FSA plan.
What is a Health Savings Account (HSA)?
A Health Savings Account (HSA) is a tax-advantaged savings account that can be used to pay for eligible medical expenses. HSAs are typically available to individuals enrolled in a High Deductible Health Plan (HDHP). Please check with your plan administrator to confirm your HSA eligibility and covered expenses.
Can I use my HSA or FSA to purchase McDavid products?
Yes. Select McDavid products may be eligible for purchase using your Health Savings Account (HSA) or Flexible Spending Account (FSA) through our partnership with SIKA Health. Eligible products may include qualifying braces, supports, sleeves, recovery, and therapy products intended for medical or recovery-related use.
How do I pay for HSA and FSA eligible items on McDavidUSA.com?
When shopping eligible products on McDavidUSA.com, you may see an option to checkout using HSA/FSA funds through SIKA Health. If your item qualifies, you can complete your purchase using your HSA or FSA card, subject to your provider’s approval and available account balance.
Which McDavid products are HSA/FSA eligible?
Eligibility may vary by product and provider, but common eligible categories may include knee braces and supports, ankle braces and supports, compression sleeves, recovery and therapy products, and injury prevention support gear. Products that qualify for HSA/FSA payment may display an “HSA/FSA Eligible” message on the product page.
Why are some products not eligible?
HSA/FSA eligibility is determined based on IRS guidelines, product type, and intended medical use. General athletic apparel, accessories, and non-medical performance products may not qualify for HSA/FSA payment or reimbursement.
Do I need a Letter of Medical Necessity (LMN)?
Most eligible products do not require additional documentation, but requirements may vary by HSA/FSA provider and plan. If your provider requests additional information or documentation, please contact your HSA/FSA administrator directly.
Can I use both a credit card and HSA/FSA funds?
Depending on your provider and available account balance, partial HSA/FSA payments may be supported. An additional payment method may be required for any remaining balance.
What if my HSA/FSA payment is declined?
Payment approvals are determined by your HSA/FSA provider and account status. If your payment is declined, we recommend verifying your available funds, confirming your card is active, and contacting your HSA/FSA provider for additional details.
Are HSA/FSA purchases eligible for returns?
Yes. Eligible purchases made using HSA/FSA funds follow the standard McDavid return policy. Please note that reimbursement eligibility, account rules, and fund availability are determined by your HSA/FSA provider.
Are HSA and FSA eligible items also eligible for reimbursement under a Health Reimbursement Account (HRA) plan?
Many HSA and FSA eligible items may also be eligible for reimbursement through Health Reimbursement Account (HRA) plans. Please contact your plan administrator to confirm HRA eligibility.
What happens to my money if I don't use all of my FSA dollars?
Funds allocated to an FSA can generally be spent on eligible items during the plan year. Some plans may offer a limited carryover or grace period, but rules vary by employer and plan. For full details on your plan’s policy for unused funds, please refer to your FSA plan agreement or contact your plan administrator.
What happens to my money if I don't use all of my HSA dollars?
Funds allocated to an HSA account generally roll over year to year if you do not spend them fully. For full details on your plan’s policy, please refer to your HSA plan agreement or contact your plan administrator.
Disclaimer
McDavid does not guarantee HSA/FSA eligibility, payment approval, or reimbursement. Eligibility is determined by your individual HSA/FSA provider, plan administrator, and applicable IRS guidelines. Customers should consult their benefits administrator or tax advisor with questions regarding eligibility or reimbursement.
ELIGIBLE HSA/FSA PRODUCTS
Knee Braces, Supports, Sleeves, and Wraps
Ankle Braces, Supports, Sleeves, and Wraps
Elbow Sleeves, Supports, and Straps
Shoulder Wraps
Wrist Braces, Sleeves and Straps
Back Stabilizer & Support
Cups & Supporters
Thigh/Groin Wraps
Athletic/Medical Tape
